Terms and Conditions
Last Updated: January 14, 2025
1. Introduction and Acceptance
Welcome to TeddyBull ("we", "us", or "our"). By accessing or using our platform, website, mobile application, or any related services (collectively, the "Platform"), you agree to be bound by these Terms and Conditions ("Terms").
If you do not agree with any part of these Terms, you must not use our Platform. These Terms constitute a legally binding agreement between you (the "User" or "you") and TeddyBull.
2. Eligibility and Account Registration
2.1 Age and Legal Capacity
You must be at least 18 years of age and possess the legal capacity to enter into binding contracts under applicable law to use our Platform. By registering, you represent and warrant that you meet these requirements.
2.2 Account Registration
To access certain features, you must create an account by providing accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
2.3 Account Security
You must immediately notify us of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with these security obligations.
3. Platform Services
TeddyBull provides an educational technology platform that enables users to:
- Access delayed market data for stocks listed on BSE only (NOT real-time, NOT NSE data)
- Execute paper trading (practice trading with virtual funds for learning purposes)
- Manage a digital wallet for virtual currency transactions (no real money involved)
- View and analyze stock charts, technical indicators, and market trends
- Access educational resources and financial calculators
- Receive AI-powered insights and analytics (for educational purposes only)
- Track virtual portfolio performance and profit/loss statements
⚠️ EDUCATIONAL PURPOSE ONLY: This platform is designed solely for educational and learning purposes. All data is delayed and limited to BSE stocks only.
4. Important Disclaimers and Risk Warnings
4.1 Educational Platform Only - Not SEBI Registered
CRITICAL DISCLAIMER: TeddyBull is an EDUCATIONAL PLATFORM ONLY. We are NOT registered with the Securities and Exchange Board of India (SEBI) as a stock broker, investment advisor, research analyst, or any other regulated entity. We do not facilitate actual trading of securities, stocks, or any financial instruments. This platform is designed exclusively for learning and practice purposes.
4.2 Delayed Data - BSE Only
IMPORTANT: All market data displayed on our Platform is DELAYED and NOT real-time. We provide data exclusively for BSE (Bombay Stock Exchange) stocks only. We do NOT provide NSE (National Stock Exchange) data. The delayed nature of data means it is NOT suitable for actual trading decisions. Data is provided solely for educational and learning purposes.
4.3 Paper Trading Only - No Real Money
All trading activities on our Platform are 100% SIMULATED using virtual funds. No real money transactions occur whatsoever. No actual securities are bought or sold. The Platform is designed exclusively for educational practice and learning purposes. Virtual currency has zero real-world monetary value.
4.4 Not Financial Advice - We Do Not Advise
WE DO NOT PROVIDE FINANCIAL ADVICE. Information provided on the Platform, including AI-generated insights, market analysis, stock recommendations, and educational content, is for educational and informational purposes only and does NOT constitute financial, investment, trading, tax, or legal advice. We are NOT financial advisors. You should consult with SEBI-registered qualified financial advisors before making any real investment decisions. Never rely on our platform for actual trading or investment decisions.
4.5 Market Risks and Educational Disclaimer
Stock market investments involve substantial risk of loss. Past performance does not guarantee future results. The value of investments can go down as well as up, and you may lose the entire amount invested. This platform is for learning about these risks in a safe, simulated environment only. DO NOT use insights from this platform for real trading.
5. User Responsibilities and Prohibited Conduct
You agree not to:
- Use the Platform for any illegal or unauthorized purpose
- Attempt to gain unauthorized access to any part of the Platform or other users' accounts
- Interfere with or disrupt the Platform's operation or servers
- Use automated systems (bots, scrapers) without our prior written consent
- Manipulate or attempt to manipulate virtual trading systems
- Share, sell, or transfer your account to any third party
- Upload or transmit malicious code, viruses, or harmful software
- Violate any applicable laws, regulations, or third-party rights
- Engage in any activity that could damage our reputation or business interests
6. Virtual Wallet and Currency
6.1 Virtual Currency
The wallet balance displayed on the Platform represents virtual currency that has no real-world monetary value. Virtual currency cannot be exchanged for real money, goods, or services outside the Platform.
6.2 No Redemption Rights
You acknowledge that virtual currency has no cash value and cannot be redeemed, withdrawn, or converted to real currency. We reserve the right to adjust, modify, or reset virtual wallet balances at our discretion.
7. Intellectual Property Rights
All content on the Platform, including but not limited to text, graphics, logos, images, software, data compilations, and the compilation thereof (collectively, "Content"), is the property of ShareFunds or its licensors and is protected by Indian and international intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any Content without our prior written consent.
8. Data Accuracy and Market Information
DELAYED DATA ONLY: All market data on our Platform is intentionally delayed and limited to BSE stocks only. We do NOT provide real-time data or NSE data. While we strive to provide accurate delayed data, we do not guarantee the accuracy, completeness, or timeliness of any information displayed on the Platform. Market data may contain errors or further delays.
You acknowledge that all data is for educational purposes only and you use it at your own risk. DO NOT use this data for actual trading decisions. We are not responsible for any losses or damages resulting from reliance on Platform data or any errors, omissions, delays, or interruptions in data provision.
9. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, TEDDYBULL AND ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING FROM OR RELATED TO YOUR USE OF THE PLATFORM. WE ARE NOT LIABLE FOR ANY TRADING LOSSES OR INVESTMENT DECISIONS YOU MAKE BASED ON INFORMATION FROM OUR EDUCATIONAL PLATFORM.
OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE PLATFORM SHALL NOT EXCEED ₹1,000 (ONE THOUSAND INDIAN RUPEES). AS THIS IS A FREE EDUCATIONAL PLATFORM, WE HAVE NO LIABILITY FOR YOUR USE OF DELAYED MARKET DATA OR SIMULATED TRADING FEATURES.
10. Indemnification
You agree to indemnify, defend, and hold harmless TeddyBull, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to:
- Your use or misuse of the Platform
- Your violation of these Terms
- Your violation of any rights of third parties
- Any content or information you submit or transmit through the Platform
11. Termination and Suspension
We reserve the right to suspend or terminate your account and access to the Platform at any time, with or without notice, for any reason, including but not limited to:
- Violation of these Terms
- Fraudulent, abusive, or illegal activity
- Extended period of inactivity
- Technical or security reasons
You may terminate your account at any time by contacting our support team. Upon termination, all virtual currency and data associated with your account will be permanently deleted.
12. Privacy and Data Protection
Your privacy is important to us. Our collection, use, and disclosure of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to our privacy practices as described in the Privacy Policy.
13. Modifications to Terms
We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on the Platform with a new "Last Updated" date. Your continued use of the Platform after such modifications constitutes your acceptance of the updated Terms.
14. Dispute Resolution and Governing Law
14.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.
14.2 Jurisdiction
Any disputes arising from or relating to these Terms or the Platform shall be subject to the exclusive jurisdiction of the courts located in [Your City], India.
14.3 Arbitration (Optional)
Both parties may agree to resolve disputes through binding arbitration under the Arbitration and Conciliation Act, 1996, before a sole arbitrator appointed by mutual consent.
15. Miscellaneous Provisions
15.1 Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and ShareFunds regarding the Platform.
15.2 Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
15.3 Waiver
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
15.4 Assignment
You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign these Terms without restriction.
16. Contact Information
If you have any questions, concerns, or complaints regarding these Terms, please contact us:
BY CLICKING "I ACCEPT" OR BY ACCESSING OR USING THE PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.
These Terms and Conditions were last updated on January 14, 2025
Version 1.0
TeddyBull - Educational Stock Trading Platform | BSE Delayed Data Only | Not Financial Advice